You have a leasehold property that does not include the garage ?
Then plainly it belongs to some-one else .. lucky for you they haven't realised and kicked you out (yet) ..|||This is really a legal matter and you need to take advice from a qualified solicitor.
I think you are potentially referring to 'squatters rights' if you have occupied it for a long period of time however this is an extremely complex scenario and needs to be checked.
Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving professional mortgage advice relevant to your circumstances. To find an independent mortgage adviser please go to http://www.unbiased.co.uk
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